For one spending category like groceries or coffee, take out the budgeted amount in cash and put it in an envelope. When the cash is gone, you are done spending for the week. Your win is making your spending tangible and impossible to ignore.
For one spending category like groceries or coffee, take out the budgeted amount in cash and put it in an envelope. When the cash is gone, you are done spending for the week. Your win is making your spending tangible and impossible to ignore.